On the way over to the finance officer’s office today for a meeting during an extended lunch, Iain got rear-ended at a stoplight. Luckily, neither one of us appears to have been injured, and the car really just has more character now that it’s rear door is concave instead of flat. Also, I got to my meeting on time, even if my finance officer kept me waiting a couple of minutes. So, while I went over information about buying a home, Iain made many calls to insurance companies, friends, family, the police, etc., letting them know about the events that had occurred. Hopefully that will be resolved fairly.
I do not have an actual Pre-Approval yet, but based on my credit history (good, with low outstanding debt) and income I may be able to afford as much as $115,000 with no money down. Interestingly, I am still also considering renting, if I can find a better option that I can find in a home for under $115k. Whatever. Bottom line is that I need a place to live, and plenty of options are available.
Oh, and Iain will be even more pleased when he gets a replacement vehicle in the (relatively) near future.