I have begun the first steps on the way to ordering my Bowflex Ultimate. Last week I requested their free video & informational packet (look for a review when it shows up this week), which I should receive any day now. I called their customer service department today and found that their phone reps work on commission, and that they do not allow me to directly use my MBNA Gold Option Loan (originally for my iMac) to pay for a Bowflex. They accept all major credit cards over the phone, will finance me directly (which I do not want to do, since I already have the credit available for this, and don’t need additional new accounts openned in my name), or will accept a check, though that increases the time until I receive the Bowflex by up to a couple of weeks.
I called MBNA to see if they could somehow move the credit available to me on the loan to my MBNA/Desert Schools Visa (of course not, that would be too easy), or work something else out. They gladly xfered the $2200 I need directly into my Desert Schools checking account. When that xfer has been processed (within the next 3 days, they say), I can then use my Visa Check Card to purchase the Bowflex. The MBNA account has a normal interest rate of 15.99% (recently reduced from their introductory 19.99%), but for that $2200 it is only 9.99% through the end of the year, which is nice, depending on how much bonus money I can wrangle up during the rest of the year.
The Bowflex representative I spoke to has the next three days off, but asked that I call her back directly & gave me her name & extension & schedule (this was my clue that they work on commission). Since I have to wait a few days for the money to move around anyway, I have no problem calling this particular sales rep back on Friday. Since the purchase price is over $1500, I have to call my bank to let them know I’m going to make a $2200 purchase, and to allow it to process from my checking account before I call Bowflex. No problem. I’ve done that a few times. After I place the order there is a four week shipping time. $200 shipping fee gets it to me in only four weeks. So, if everything goes according to plan, I’ll receive my Bowflex Ultimate before September.
Is everyone bored yet? All these numbers and oh-so-mind-numbing information about moving money around and credit availability must be positively abhorrent. Still, they’ve been taking up quite a bit of my thought processes today, so I put them here anyway. I plan three more posts about the Bowflex Order: One a review of the free video, one after I place my order re:ease/difficulty of doing the things I have described here, and one after I have received the unit and constructed it re:shipping time & apparent value of $2200 device. Woo!